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Version actuelle en date du 27 mars 2021 à 08:51
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Their business model depends on clients — 12 million Americans take out payday loans yearly, based on Pew Charitable Trusts — getting caught in a long-term cycle of debt, consultants say. A CFPB research found that three out of four payday loans go to debtors who take out 10 or extra loans a yr. They have decrease interest rates than payday loans to allow them to be easier to repay.
Rather than rely on income from display advert impressions, Credit.com maintains a monetary market separate from its editorial pages. When somebody navigates to those pages, and applies for a credit card, for instance, Credit.com will get paid what is basically a finder’s charge if that particular person ends up getting the cardboard. That doesn’t imply, however, that our editorial decisions are informed by the products available in our market. The editorial team chooses what to write down about and the way to write about it independently of the selections and priorities of the business side of the company. In fact, we maintain a strict and essential firewall between the editorial and business departments. Our mission as journalists is to serve the reader, not the advertiser.
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